Raymond Vallee, Jr.
President, Combined Benefits United

I get it.

As a former life insurance agent, I’ve been in your shoes and I know the challenges you face every day when it comes to prospecting and expanding your business. That’s why I’ve spent the last twenty years helping agents and advisors to implement proven systems, working with them to get control of their business, and create the
work/life balance they have always wanted.

Since 2001, we’ve made it our mission to help insurance agents and financial advisors improve their prospecting to drive revenue growth. We believe in going above and beyond in everything we do, because we know the more effort and energy we invest, the better the results will be for you.

Reach out to us and find out why Combined Benefits United is known as “The Right Partner,” and learn how at CBU we do things differently. 

-Ray Vallee, Jr.

Raymond Vallee, Jr.


Brian Heath

Managing Partner, CBU Benefits

Jeff Harder

Managing Partner, CBU Advantage

Stephanie Koetzle

Chief Operating Officer

Shelby McNaughton

Chief Financial Officer

Bob Ferreira

Creative Director

Joanna Shelton

VP, Sales & Marketing

Stephanie Byras

Sr. VP, Onboarding & Retention

Daina Ashley

Life Insurance & Admin Support

Judd Carlson

Annuity Case Design

Marc Lauffenburger

Director of Life Sales
Magellan Financial

Kamara Gibbs

Foundations Investment Advisors

Larry Lewis

Trainer & Mentor
Client Builder Sales & Marketing

Lincoln Baringer

Supplemental Benefits Partner

Travis Mills

Partner, CBU Benefits

Matt Dunn

National Speaker
Social Security & Retirement