Recent News

Medicare Annual Election Period Runs October 15th to December 7th

Submitted by admin@cbuteam.com on

Are you looking to make changes to your medicare coverage? There are only certain times when you can make these changes, and they are dependent on the type of Medicare plan. For Medicare Advantage (also known as Medicare Part C) and Medicare prescription drug plans, there's an Annual Election Period (AEP) when you can sign up for, change, or disenroll from the plan.

Gap Plan Insurance On The Rise

Submitted by Mike Kelley on

In this week’s recent news, we offer more information about a type of insurance plan that many of you are familiar with. Gap Plan insurance is becoming more popular in the industry today. The advent of the Affordable Care Act (ACA) has helped in some areas of the healthcare industry, while it has faltered in others. “About 8 in 10 people qualify for some form of subsidy on the Obamacare exchanges, helping to make insurance more affordable”(Health Inc., NPR), however, those that don’t, businesses for example are sometimes forced to pay the full amount if an employee gets hurt.

National Ovarian Cancer Awareness Month

Submitted by Mike Kelley on

Every month nowadays seems to have a connection to some national awareness. While we can argue that some may be less important...National Beard Day, the 24th is National Punctuation day, and National Cheese Pizza day is right around the corner. There are some that have profound meaning for the people in your community.

Life Insurance. It’s Important.

Submitted by Mike Kelley on

September has begun and it’s our time to shine when it comes to educating the public on why life insurance is so important. Of course our goal is to inform and educate throughout the year but September being, “National Life Insurance Awareness Month” gives us all the more reason to do so. Many people know life insurance is important to have, however, not as many people know what it can do for them. We have decided to make it easy. Listed below are some of the top ways it can protect your client and their family today.

How Much of My Income Will Social Security Replace?

Submitted by Mike Kelley on

How much of my income will Social Security replace? A common question that occurs all too often in the financial industry. Unfortunately, not as much as it once did. People are living longer, laws are changing, and employers aren’t helping as much with retirement benefits. What does this mean for you? Without a solid nest egg to help glide you and your spouse into the golden years, many people are falling short financially. Becoming dependent on relatives for care or being forced back into work is not something any of us want to deal with.

Adapt, Improvise, Overcome

Submitted by Mike Kelley on

When we asked advisor Chris Shelton to tell us about his experience hosting a seminar on the island of Vinalhaven, Maine, he had a lot of great things to say. It was the very first time Chris’ company Atlantic Financial Group had been out to the island and he was determined to make sure it wasn’t the last. One of his long time health insurance clients and a resident of the small community recommended that it would be a great idea to host a seminar there. He said he couldn’t think of any time he had heard about someone coming to talk about retirement planning in the area.

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