Support

Do what you do best.

Combined Benefits United was founded by producers just like you, by advisors who understand what it takes to excel in the insurance and financial services industry. We also understand that you need a solid team behind you to allow you to do what you do best – write business.

In this industry, there’s a lot of paperwork. You can count on our support team to assist you on things like: navigating carrier websites, analyzing your client fact finder, offering illustrations, running reports and even those pesky simple things like how to take a screenshot of your completed AML course. We do it all, and we do it well.

Contracting

We get advisors set-up quick. Keep in mind that having your E&O Insurance Certificate and Anti-Money Laundering Certificate updated will make things a little faster. Upon completing contracting paperwork, advisors will obtain full access to the resources, tools and knowledge the CBU has to offer. You simply work with our Advisor Support staff to complete our all-in-on contracting package. Once appointed, you can start writing annuity and life business with us immediately.

Seminar Support

We provide advisors with guides, handouts, trainings, webinars and even videos on how to host a successful Social Security Seminar and Asset Preservation Workshop, but when it comes down to it, sometimes it’s nice to get answers over the phone. Our team is here to walk you through the process, offer advice and answer questions.

Case Design

At CBU, we offer hundreds of annuity and life insurance products from dozens of carriers to meet all your case design needs. More importantly, we have the resources available to help you determine how to best incorporate a given product into your overall plans for moving a client one step closer to financial success.

Illustrations

Not all annuities and life insurance plans are created equal. As a FMO with a lot of carriers, we can suggest the current “go-to” products based on carrier offerings. We can help you identify annuities that are better for income vs. legacy vs. accumulation. If you’re looking for an income planning product, but you’re uncertain on which carrier/product to use, we can easily provide you with a comparison. Just give us a call or email.  We have a dedicated person on staff to assist.

New Business

Sometime you just need someone to throw you a line and help when it comes to submitting new business. CBU to the rescue!  If it’s an application you need, a medical exam ordered, an application scrubbed or tracking down that list of outstanding requirements, we can help. Our priority is to be the "behind the scenes team" in getting your client's case issued and your commissions received.

Claims Support

Our claims support specialist takes on the whole shebang when it comes to getting your clients their benefit fast. With a fine-tuned carrier relationship and exceptional attention to tracking down the details, our specialist can handle the typical to atypical voluntary benefits claim. Just send ‘em our way!

Claims Forms

Download Accident-Claim-Form.pdf (2.01 MB)

Download Disability-Claim-Form.pdf (1.85 MB)

Download Hospital-Indemnity-Claim-Form.pdf (1.51 MB)

Download Cancer-Claim-Form.pdf (1.63 MB)

Download Critical-Illness-Claim-Form.pdf (1.6 MB)

Download Wellness-Benefit-Claim-Form.pdf (1.31 MB)